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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,672 | $209,425-58.1% | $178,499-50.9% | $158,966-44.8% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 13.70% | 188.80%-175.1pp | 151.10%-137.4pp | 302.95%-289.3pp |
| Employer contribution / active EE | $2,560 | $5,707-55.2% | $5,011-48.9% | $4,762-46.3% |
| Participant deferral / active EE | $5,470 | $5,955-8.1% | $5,202+5.2% | $5,983-8.6% |
| Admin fee / account holder | $2,511 | $17,078-85.3% | $13,986-82.0% | $11,250-77.7% |