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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,329 | $181,896-69.6% | $156,551-64.7% | $273,972-79.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.55% | 30.74%-22.2pp | 32.23%-23.7pp | 41.46%-32.9pp |
| Employer contribution / active EE | $394 | $6,248-93.7% | $5,501-92.8% | $4,869-91.9% |
| Participant deferral / active EE | $3,167 | $5,550-42.9% | $4,871-35.0% | $5,287-40.1% |
| Admin fee / account holder | $1,919 | $15,560-87.7% | $13,028-85.3% | $10,133-81.1% |