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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,297 | $152,592-43.4% | $125,180-31.1% | $152,885-43.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 15.57% | 54.84%-39.3pp | 43.79%-28.2pp | 345.39%-329.8pp |
| Employer contribution / active EE | $2,562 | $4,947-48.2% | $3,866-33.7% | $4,763-46.2% |
| Participant deferral / active EE | $4,533 | $5,868-22.8% | $4,937-8.2% | $5,851-22.5% |
| Admin fee / account holder | $2,091 | $13,435-84.4% | $9,703-78.4% | $11,598-82.0% |