Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,026 | $84,482-18.3% | $125,363-44.9% | $66,930+3.1% |
| Participation rate | 69.9% | 76.4%-6.5pp | 82.4%-12.5pp | 69.8%+0.1pp |
| Annual return | -15.37% | -8.49%-6.9pp | 572.15%-587.5pp | 1.57%-16.9pp |
| Employer contribution / active EE | $2,673 | $3,553-24.8% | $4,815-44.5% | $2,545+5.0% |
| Participant deferral / active EE | $6,448 | $6,782-4.9% | $7,447-13.4% | $4,238+52.2% |
| Admin fee / account holder | $1,162 | $685+69.6% | $10,005-88.4% | $593+95.7% |