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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,348 | $176,105+24.6% | $159,474+37.5% | $167,536+30.9% |
| Participation rate | 87.0% | 85.0%+2.0pp | 82.8%+4.1pp | 82.1%+4.8pp |
| Annual return | 16.22% | 331.91%-315.7pp | 263.68%-247.5pp | 478.82%-462.6pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $6,649 | $7,751-14.2% | $7,353-9.6% | $6,342+4.8% |
| Admin fee / account holder | $24,433 | $12,559+94.5% | $10,802+126.2% | $12,315+98.4% |