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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,937 | $98,776+75.1% | $149,745+15.5% | $79,856+116.6% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 9.09% | 27.38%-18.3pp | 276.72%-267.6pp | 31.71%-22.6pp |
| Employer contribution / active EE | $1,819 | $3,217-43.5% | $4,646-60.9% | $2,471-26.4% |
| Participant deferral / active EE | $10,330 | $5,681+81.8% | $6,843+51.0% | $3,741+176.2% |
| Admin fee / account holder | $17,003 | $6,053+180.9% | $9,312+82.6% | $5,306+220.4% |