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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,640 | $198,461-22.1% | $170,436-9.3% | $147,585+4.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.11% | 257.30%-241.2pp | 205.94%-189.8pp | 578.57%-562.5pp |
| Employer contribution / active EE | $6,714 | $6,184+8.6% | $5,433+23.6% | $4,876+37.7% |
| Participant deferral / active EE | $8,131 | $5,629+44.4% | $4,939+64.6% | $5,439+49.5% |
| Admin fee / account holder | $1,005 | $16,852-94.0% | $13,880-92.8% | $10,885-90.8% |