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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,252 | $62,589-48.5% | $76,768-58.0% | $64,173-49.7% |
| Participation rate | 20.0% | 72.8%-52.8pp | 77.0%-57.0pp | 69.6%-49.6pp |
| Annual return | -6.40% | -1.95%-4.5pp | 2.43%-8.8pp | 7.63%-14.0pp |
| Employer contribution / active EE | $681 | $1,832-62.8% | $2,485-72.6% | $2,381-71.4% |
| Participant deferral / active EE | $1,115 | $3,145-64.5% | $3,852-71.1% | $3,470-67.9% |
| Admin fee / account holder | $137 | $4,667-97.1% | $6,675-97.9% | $4,887-97.2% |