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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,798 | $202,342+13.6% | $172,752+33.0% | $152,897+50.3% |
| Participation rate | 72.7% | 87.1%-14.3pp | 82.6%-9.9pp | 82.5%-9.7pp |
| Annual return | 32.77% | 1029.83%-997.1pp | 802.97%-770.2pp | 345.43%-312.7pp |
| Employer contribution / active EE | $2,557 | $5,858-56.3% | $5,144-50.3% | $4,764-46.3% |
| Participant deferral / active EE | $8,937 | $5,948+50.2% | $5,198+71.9% | $5,851+52.7% |
| Admin fee / account holder | $1,765 | $17,111-89.7% | $13,955-87.4% | $11,599-84.8% |