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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,449 | $198,457-16.6% | $170,435-2.9% | $147,586+12.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.02% | 257.30%-237.3pp | 205.94%-185.9pp | 578.59%-558.6pp |
| Employer contribution / active EE | $9,375 | $6,183+51.6% | $5,432+72.6% | $4,876+92.2% |
| Participant deferral / active EE | $10,307 | $5,629+83.1% | $4,939+108.7% | $5,439+89.5% |
| Admin fee / account holder | $12,074 | $16,852-28.4% | $13,881-13.0% | $10,886+10.9% |