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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,447 | $153,774+80.4% | $133,981+107.1% | $273,968+1.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.65% | 36.51%-29.9pp | 29.30%-22.6pp | 41.45%-34.8pp |
| Employer contribution / active EE | $10,053 | $6,029+66.8% | $5,211+92.9% | $4,869+106.5% |
| Participant deferral / active EE | $12,964 | $6,958+86.3% | $6,282+106.4% | $5,287+145.2% |
| Admin fee / account holder | $32,225 | $11,765+173.9% | $9,324+245.6% | $10,132+218.0% |