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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,635 | $52,678-39.9% | $75,784-58.3% | $59,633-47.0% |
| Participation rate | 62.7% | 67.2%-4.5pp | 75.8%-13.1pp | 68.7%-6.0pp |
| Annual return | 1.79% | 2.95%-1.2pp | 9.68%-7.9pp | 2041.45%-2039.7pp |
| Employer contribution / active EE | $688 | $2,193-68.6% | $3,323-79.3% | $2,203-68.7% |
| Participant deferral / active EE | $2,254 | $2,591-13.0% | $3,652-38.3% | $3,192-29.4% |
| Admin fee / account holder | $2,732 | $3,610-24.3% | $5,300-48.4% | $4,297-36.4% |