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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANN INS COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $43,681 |
Service code 27 1400 AMERICAN BLVD · PENNINGTON, NJ 08534 | Advisory (Plan) | $27,154 |
Filed as: EMPOWER ADVISOR GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $12,126 |
ASCENSUS LLC3 years Filed as: ASCENSUS HOLDING INC DBA FUTUREPLAN Service code 13 | Contract Administrator | $10,000 |
ASCENSUS LLC3 years Filed as: ASCENSUS HOLDINGS INC DBA Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $5,870 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,361 | $47,163+36.5% | $149,696-57.0% | $74,460-13.6% |
| Participation rate | 56.1% | 63.4%-7.3pp | 78.8%-22.7pp | 70.7%-14.6pp |
| Annual return | 19.29% | 22.75%-3.5pp | 134.46%-115.2pp | 34.38%-15.1pp |
| Employer contribution / active EE | $2,180 | $1,907+14.3% | $4,821-54.8% | $2,638-17.4% |
| Participant deferral / active EE | $4,393 | $2,730+60.9% | $5,682-22.7% | $4,530-3.0% |
| Admin fee / account holder | $369 | $343+7.6% | $13,212-97.2% | $348+6.1% |