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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,226 | $96,388+93.2% | $80,627+131.0% | $139,466+33.5% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 13.23% | 1352.08%-1338.8pp | 936.76%-923.5pp | 373.66%-360.4pp |
| Employer contribution / active EE | $1,754 | $3,260-46.2% | $2,723-35.6% | $4,754-63.1% |
| Participant deferral / active EE | $6,263 | $5,224+19.9% | $4,443+41.0% | $6,712-6.7% |
| Admin fee / account holder | $1,295 | $6,603-80.4% | $5,381-75.9% | $11,409-88.6% |