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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,532 | $101,063-33.2% | $81,473-17.1% | $147,586-54.2% |
| Participation rate | 64.3% | 74.5%-10.2pp | 68.0%-3.7pp | 82.8%-18.5pp |
| Annual return | 16.20% | 32.41%-16.2pp | 38.78%-22.6pp | 578.59%-562.4pp |
| Employer contribution / active EE | $1,489 | $3,206-53.5% | $2,568-42.0% | $4,876-69.5% |
| Participant deferral / active EE | $3,127 | $4,242-26.3% | $3,537-11.6% | $5,439-42.5% |
| Admin fee / account holder | $800 | $5,812-86.2% | $4,561-82.5% | $10,886-92.6% |