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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,096 | $148,623+16.5% | $135,974+27.3% | $139,466+24.1% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 13.64% | 79.30%-65.7pp | 68.30%-54.7pp | 373.66%-360.0pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,454 | $8,103-20.4% | $7,760-16.8% | $6,712-3.8% |
| Admin fee / account holder | $46,846 | $12,406+277.6% | $10,767+335.1% | $11,409+310.6% |