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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,056 | $160,040-25.0% | $147,096-18.4% | $145,877-17.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.38% | 98.49%-85.1pp | 419.75%-406.4pp | 551.28%-537.9pp |
| Employer contribution / active EE | $5,381 | $5,289+1.7% | $4,936+9.0% | $4,663+15.4% |
| Participant deferral / active EE | $6,443 | $8,429-23.6% | $8,071-20.2% | $6,691-3.7% |
| Admin fee / account holder | $12,284 | $15,050-18.4% | $13,005-5.5% | $13,402-8.3% |