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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,537 | $148,623-35.0% | $135,974-29.0% | $139,466-30.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.20% | 79.30%-63.1pp | 68.30%-52.1pp | 373.66%-357.5pp |
| Employer contribution / active EE | $4,202 | $5,246-19.9% | $4,859-13.5% | $4,754-11.6% |
| Participant deferral / active EE | $3,102 | $8,103-61.7% | $7,760-60.0% | $6,712-53.8% |
| Admin fee / account holder | $11,866 | $12,406-4.4% | $10,767+10.2% | $11,409+4.0% |