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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,014 | $78,694-9.8% | $67,653+5.0% | $125,388-43.4% |
| Participation rate | 52.9% | 78.8%-25.9pp | 75.7%-22.7pp | 83.2%-30.2pp |
| Annual return | -2.73% | 9.46%-12.2pp | 6625.22%-6628.0pp | 282.24%-285.0pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,680 | $4,292-37.6% | $3,560-24.7% | $5,352-49.9% |
| Admin fee / account holder | $299 | $7,403-96.0% | $4,821-93.8% | $9,541-96.9% |