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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,552 | $65,361-41.0% | $92,903-58.5% | $72,983-47.2% |
| Participation rate | 91.7% | 68.3%+23.4pp | 76.0%+15.7pp | 69.5%+22.2pp |
| Annual return | 12.55% | 42.11%-29.6pp | 109.43%-96.9pp | 81.01%-68.5pp |
| Employer contribution / active EE | $1,517 | $2,594-41.5% | $3,653-58.5% | $2,440-37.8% |
| Participant deferral / active EE | $3,710 | $3,128+18.6% | $4,238-12.5% | $3,608+2.8% |
| Admin fee / account holder | $16,864 | $4,251+296.7% | $5,795+191.0% | $5,124+229.1% |