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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,088 | $209,425-66.1% | $178,499-60.2% | $158,966-55.3% |
| Participation rate | 90.5% | 86.4%+4.1pp | 81.9%+8.5pp | 82.0%+8.5pp |
| Annual return | 9.10% | 188.80%-179.7pp | 151.10%-142.0pp | 302.95%-293.8pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,587 | $5,955-23.0% | $5,202-11.8% | $5,983-23.3% |
| Admin fee / account holder | $3,558 | $17,078-79.2% | $13,986-74.6% | $11,250-68.4% |