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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA1 year Service code 15 · EIN 47-0322111 | Recordkeeping | $3,700 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,017 | $64,719+39.1% | $112,249-19.8% | $68,486+31.4% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -14.45% | -11.40%-3.1pp | 27.48%-41.9pp | -7.85%-6.6pp |
| Employer contribution / active EE | $1,943 | $2,747-29.2% | $3,636-46.6% | $2,597-25.2% |
| Participant deferral / active EE | $4,763 | $3,565+33.6% | $4,729+0.7% | $4,028+18.3% |
| Admin fee / account holder | $64 | $5,232-98.8% | $6,412-99.0% | $5,404-98.8% |