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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,657 | $180,466-27.0% | $154,114-14.6% | $135,382-2.8% |
| Participation rate | 55.0% | 87.4%-32.4pp | 83.0%-28.0pp | 82.6%-27.6pp |
| Annual return | -8.69% | 888.15%-896.8pp | 735.16%-743.9pp | 519.77%-528.5pp |
| Employer contribution / active EE | $1,835 | $6,035-69.6% | $5,298-65.4% | $4,779-61.6% |
| Participant deferral / active EE | $3,050 | $5,806-47.5% | $5,081-40.0% | $5,609-45.6% |
| Admin fee / account holder | $7,728 | $16,144-52.1% | $13,411-42.4% | $10,829-28.6% |