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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,463 | $69,274+388.6% | $64,097+428.0% | $139,487+142.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 6.81% | 46.00%-39.2pp | 33.75%-26.9pp | 373.84%-367.0pp |
| Employer contribution / active EE | $18,038 | $3,187+466.0% | $2,750+555.9% | $4,755+279.4% |
| Participant deferral / active EE | $8,952 | $4,685+91.1% | $3,881+130.6% | $6,713+33.4% |
| Admin fee / account holder | $5,013 | $4,247+18.0% | $3,070+63.3% | $11,407-56.1% |