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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,131 | $84,741+114.9% | $75,731+140.5% | $167,553+8.7% |
| Participation rate | 93.3% | 77.8%+15.5pp | 74.8%+18.5pp | 82.1%+11.2pp |
| Annual return | 7.80% | 199.72%-191.9pp | 104.65%-96.8pp | 478.89%-471.1pp |
| Employer contribution / active EE | $13,150 | $3,230+307.1% | $2,743+379.4% | $4,840+171.7% |
| Participant deferral / active EE | $5,803 | $4,577+26.8% | $3,820+51.9% | $6,343-8.5% |
| Admin fee / account holder | $3,091 | $5,361-42.3% | $3,620-14.6% | $12,316-74.9% |