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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,049 | $45,152+30.8% | $73,836-20.0% | $59,633-1.0% |
| Participation rate | 96.9% | 64.0%+32.9pp | 73.4%+23.4pp | 68.7%+28.2pp |
| Annual return | -4.01% | 27.40%-31.4pp | 2268.06%-2272.1pp | 2041.45%-2045.5pp |
| Employer contribution / active EE | $7,490 | $1,901+294.0% | $2,787+168.7% | $2,203+240.1% |
| Participant deferral / active EE | $7,835 | $2,573+204.5% | $3,583+118.7% | $3,192+145.5% |
| Admin fee / account holder | $635 | $3,515-81.9% | $4,882-87.0% | $4,297-85.2% |