Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,687 | $91,424-29.2% | $135,942-52.4% | $71,495-9.5% |
| Participation rate | 33.6% | 75.7%-42.0pp | 81.9%-48.3pp | 67.9%-34.3pp |
| Annual return | 14.45% | 29.90%-15.4pp | 68.28%-53.8pp | 28.85%-14.4pp |
| Employer contribution / active EE | $980 | $3,704-73.5% | $4,858-79.8% | $2,589-62.1% |
| Participant deferral / active EE | $2,223 | $7,092-68.7% | $7,759-71.3% | $4,291-48.2% |
| Admin fee / account holder | $17,109 | $1,266+1251.3% | $10,764+58.9% | $1,588+977.6% |