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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,194 | $91,559-65.9% | $133,978-76.7% | $79,856-60.9% |
| Participation rate | 67.3% | 73.3%-6.1pp | 79.8%-12.6pp | 69.6%-2.4pp |
| Annual return | 14.74% | 61.85%-47.1pp | 45.10%-30.4pp | 31.71%-17.0pp |
| Employer contribution / active EE | $1,815 | $2,384-23.9% | $3,919-53.7% | $2,471-26.6% |
| Participant deferral / active EE | $2,970 | $3,734-20.4% | $5,047-41.2% | $3,741-20.6% |
| Admin fee / account holder | $1,902 | $6,321-69.9% | $8,930-78.7% | $5,306-64.2% |