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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,336 | $49,280-42.5% | $67,313-57.9% | $64,173-55.8% |
| Participation rate | 75.0% | 60.8%+14.2pp | 69.1%+5.9pp | 69.6%+5.4pp |
| Annual return | -5.57% | -1.39%-4.2pp | -4.08%-1.5pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,920 | $1,668+15.1% | $2,566-25.2% | $2,381-19.4% |
| Participant deferral / active EE | $2,973 | $2,484+19.7% | $3,568-16.7% | $3,470-14.3% |
| Admin fee / account holder | $1,574 | $3,863-59.3% | $4,507-65.1% | $4,887-67.8% |