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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,122 | $84,685+6.4% | $73,836+22.1% | $125,389-28.1% |
| Participation rate | 71.4% | 76.8%-5.3pp | 73.4%-2.0pp | 83.2%-11.8pp |
| Annual return | 0.95% | 3123.80%-3122.8pp | 2268.06%-2267.1pp | 282.24%-281.3pp |
| Employer contribution / active EE | $1,657 | $3,123-46.9% | $2,787-40.5% | $4,866-65.9% |
| Participant deferral / active EE | $3,347 | $3,993-16.2% | $3,583-6.6% | $5,352-37.5% |
| Admin fee / account holder | $356 | $5,694-93.7% | $4,882-92.7% | $9,541-96.3% |