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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,241 | $93,589-22.8% | $135,942-46.9% | $75,181-3.9% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 11.85% | 30.90%-19.1pp | 68.28%-56.4pp | 160.69%-148.8pp |
| Employer contribution / active EE | $2,295 | $3,537-35.1% | $4,858-52.7% | $2,671-14.0% |
| Participant deferral / active EE | $5,482 | $6,405-14.4% | $7,759-29.3% | $4,126+32.9% |
| Admin fee / account holder | $2,323 | $6,977-66.7% | $10,764-78.4% | $5,650-58.9% |