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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,732 | $106,524+37.7% | $152,301-3.7% | $87,485+67.7% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.4%+6.4pp | 68.9%+20.0pp |
| Annual return | 26.78% | 26.89%-0.1pp | 80.50%-53.7pp | 26.06%+0.7pp |
| Employer contribution / active EE | $11,361 | $3,371+237.0% | $4,624+145.7% | $2,596+337.6% |
| Participant deferral / active EE | $9,622 | $6,525+47.5% | $8,004+20.2% | $4,274+125.2% |
| Admin fee / account holder | $1,385 | $8,287-83.3% | $14,398-90.4% | $7,775-82.2% |