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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,130 | $160,040-21.2% | $147,096-14.3% | $145,877-13.5% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 13.09% | 98.49%-85.4pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $12,275 | $5,289+132.1% | $4,936+148.7% | $4,663+163.3% |
| Participant deferral / active EE | $9,099 | $8,429+8.0% | $8,071+12.7% | $6,691+36.0% |
| Admin fee / account holder | $18,136 | $15,050+20.5% | $13,005+39.5% | $13,402+35.3% |