Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,392 | $58,264-42.7% | $86,617-61.4% | $71,495-53.3% |
| Participation rate | 48.5% | 65.0%-16.5pp | 71.7%-23.2pp | 67.9%-19.5pp |
| Annual return | 23.74% | 21.63%+2.1pp | 591.91%-568.2pp | 28.85%-5.1pp |
| Employer contribution / active EE | $432 | $2,574-83.2% | $3,023-85.7% | $2,589-83.3% |
| Participant deferral / active EE | $3,465 | $3,436+0.8% | $4,437-21.9% | $4,291-19.2% |
| Admin fee / account holder | $5,887 | $1,057+456.9% | $5,613+4.9% | $1,588+270.8% |