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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,597 | $162,136+20.6% | $152,301+28.4% | $154,746+26.4% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 16.63% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.7pp |
| Employer contribution / active EE | $6,039 | $4,890+23.5% | $4,624+30.6% | $4,379+37.9% |
| Participant deferral / active EE | $6,964 | $8,341-16.5% | $8,004-13.0% | $6,730+3.5% |
| Admin fee / account holder | $13,002 | $15,759-17.5% | $14,398-9.7% | $14,365-9.5% |