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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,688 | $138,114-25.7% | $125,391-18.1% | $134,545-23.7% |
| Participation rate | 85.0% | 84.5%+0.5pp | 82.4%+2.6pp | 81.2%+3.8pp |
| Annual return | -18.48% | 750.88%-769.4pp | 572.41%-590.9pp | 418.37%-436.9pp |
| Employer contribution / active EE | $3,434 | $5,246-34.5% | $4,816-28.7% | $4,742-27.6% |
| Participant deferral / active EE | $5,891 | $7,801-24.5% | $7,448-20.9% | $6,401-8.0% |
| Admin fee / account holder | $3,813 | $11,570-67.0% | $10,009-61.9% | $11,431-66.6% |