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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,597 | $154,228+26.8% | $145,433+34.5% | $137,256+42.5% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 16.63% | 74.59%-58.0pp | 66.58%-49.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $6,039 | $4,804+25.7% | $4,554+32.6% | $4,156+45.3% |
| Participant deferral / active EE | $6,964 | $8,216-15.2% | $7,897-11.8% | $6,407+8.7% |
| Admin fee / account holder | $13,002 | $14,344-9.4% | $13,129-1.0% | $12,270+6.0% |