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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,662 | $133,981+49.0% | $112,249+77.9% | $134,532+48.4% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -19.06% | 47.16%-66.2pp | 27.48%-46.5pp | 418.27%-437.3pp |
| Employer contribution / active EE | $1,967 | $4,040-51.3% | $3,636-45.9% | $4,741-58.5% |
| Participant deferral / active EE | $9,027 | $5,292+70.6% | $4,729+90.9% | $6,401+41.0% |
| Admin fee / account holder | $2,049 | $7,492-72.6% | $6,412-68.0% | $11,429-82.1% |