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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,909 | $99,345-23.6% | $84,753-10.4% | $273,972-72.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.59% | 22.93%-18.3pp | 22.78%-18.2pp | 41.46%-36.9pp |
| Employer contribution / active EE | $10,797 | $4,214+156.2% | $3,574+202.1% | $4,869+121.8% |
| Participant deferral / active EE | $11,021 | $4,270+158.1% | $3,712+196.9% | $5,287+108.4% |
| Admin fee / account holder | $343 | $6,645-94.8% | $5,333-93.6% | $10,133-96.6% |