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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,072 | $160,040+121.9% | $147,096+141.4% | $145,877+143.4% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 11.06% | 98.49%-87.4pp | 419.75%-408.7pp | 551.28%-540.2pp |
| Employer contribution / active EE | $5,957 | $5,289+12.6% | $4,936+20.7% | $4,663+27.8% |
| Participant deferral / active EE | $10,706 | $8,429+27.0% | $8,071+32.7% | $6,691+60.0% |
| Admin fee / account holder | $6,101 | $15,050-59.5% | $13,005-53.1% | $13,402-54.5% |