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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,886 | $154,228+160.6% | $145,433+176.3% | $137,256+192.8% |
| Participation rate | 95.5% | 83.8%+11.7pp | 82.1%+13.3pp | 80.0%+15.5pp |
| Annual return | 19.04% | 74.59%-55.5pp | 66.58%-47.5pp | 220.34%-201.3pp |
| Employer contribution / active EE | $6,651 | $4,804+38.5% | $4,554+46.0% | $4,156+60.0% |
| Participant deferral / active EE | $11,793 | $8,216+43.5% | $7,897+49.3% | $6,407+84.1% |
| Admin fee / account holder | $7,902 | $14,344-44.9% | $13,129-39.8% | $12,270-35.6% |