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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,866 | $57,352-47.9% | $83,830-64.4% | $64,173-53.5% |
| Participation rate | 55.2% | 68.6%-13.4pp | 76.1%-20.9pp | 69.6%-14.3pp |
| Annual return | -8.48% | 11.38%-19.9pp | 850.97%-859.5pp | 7.63%-16.1pp |
| Employer contribution / active EE | $1,580 | $2,546-37.9% | $3,631-56.5% | $2,381-33.7% |
| Participant deferral / active EE | $2,323 | $2,993-22.4% | $4,082-43.1% | $3,470-33.1% |
| Admin fee / account holder | $1,457 | $4,046-64.0% | $5,479-73.4% | $4,887-70.2% |