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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,766 | $113,941-75.6% | $94,229-70.5% | $125,389-77.9% |
| Participation rate | 85.7% | 82.9%+2.8pp | 78.8%+6.9pp | 83.2%+2.5pp |
| Annual return | -3.87% | 5.29%-9.2pp | 10.68%-14.6pp | 282.24%-286.1pp |
| Employer contribution / active EE | $2,389 | $4,727-49.5% | $3,587-33.4% | $4,866-50.9% |
| Participant deferral / active EE | $5,321 | $5,179+2.7% | $4,320+23.1% | $5,352-0.6% |
| Admin fee / account holder | $1,959 | $8,392-76.7% | $6,269-68.7% | $9,541-79.5% |