Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,753 | $64,716-83.4% | $112,258-90.4% | $68,495-84.3% |
| Participation rate | 43.1% | 67.2%-24.0pp | 75.1%-31.9pp | 67.9%-24.8pp |
| Annual return | -19.44% | -11.40%-8.0pp | 27.47%-46.9pp | -7.84%-11.6pp |
| Employer contribution / active EE | $267 | $2,746-90.3% | $3,636-92.6% | $2,596-89.7% |
| Participant deferral / active EE | $1,883 | $3,565-47.2% | $4,728-60.2% | $4,028-53.2% |
| Admin fee / account holder | $623 | $5,232-88.1% | $6,411-90.3% | $5,403-88.5% |