Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,030 | $57,350+23.9% | $83,850-15.3% | $64,181+10.7% |
| Participation rate | 16.0% | 68.6%-52.6pp | 76.1%-60.1pp | 69.6%-53.6pp |
| Annual return | -1.59% | 11.38%-13.0pp | 850.92%-852.5pp | 7.63%-9.2pp |
| Employer contribution / active EE | $0 | $2,545-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,264 | $2,993-57.8% | $4,082-69.0% | $3,470-63.6% |
| Admin fee / account holder | $3,007 | $4,046-25.7% | $5,478-45.1% | $4,887-38.5% |