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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,185 | $81,457+89.3% | $103,378+49.1% | $80,911+90.6% |
| Participation rate | 60.0% | 66.8%-6.8pp | 74.5%-14.5pp | 67.6%-7.6pp |
| Annual return | 11.53% | 25.58%-14.0pp | 24.91%-13.4pp | 35.63%-24.1pp |
| Employer contribution / active EE | $2,440 | $3,107-21.5% | $3,870-37.0% | $2,756-11.5% |
| Participant deferral / active EE | $6,123 | $3,871+58.2% | $5,058+21.1% | $4,297+42.5% |
| Admin fee / account holder | $4,275 | $6,717-36.4% | $8,401-49.1% | $6,935-38.4% |