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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,697 | $125,797-20.0% | $170,028-40.8% | $75,181+33.9% |
| Participation rate | 77.6% | 83.6%-6.0pp | 87.0%-9.4pp | 67.2%+10.4pp |
| Annual return | 18.74% | 27.20%-8.5pp | 53.39%-34.6pp | 160.69%-141.9pp |
| Employer contribution / active EE | $3,019 | $4,616-34.6% | $6,788-55.5% | $2,671+13.0% |
| Participant deferral / active EE | $6,614 | $6,838-3.3% | $10,409-36.5% | $4,126+60.3% |
| Admin fee / account holder | $15,609 | $8,177+90.9% | $12,820+21.8% | $5,650+176.3% |