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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,681 | $63,346-29.5% | $92,240-51.6% | $70,126-36.3% |
| Participation rate | 94.3% | 68.7%+25.7pp | 76.5%+17.9pp | 69.5%+24.8pp |
| Annual return | 15.22% | 530.19%-515.0pp | 176.29%-161.1pp | 73.15%-57.9pp |
| Employer contribution / active EE | $1,907 | $2,471-22.8% | $3,680-48.2% | $2,343-18.6% |
| Participant deferral / active EE | $2,663 | $2,854-6.7% | $3,897-31.7% | $3,332-20.1% |
| Admin fee / account holder | $1,416 | $3,841-63.1% | $5,194-72.7% | $4,645-69.5% |