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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,101 | $71,873+8.7% | $86,698-9.9% | $68,490+14.0% |
| Participation rate | 68.2% | 72.2%-4.1pp | 76.6%-8.4pp | 67.9%+0.3pp |
| Annual return | -16.70% | 3.54%-20.2pp | 35.96%-52.7pp | -7.85%-8.8pp |
| Employer contribution / active EE | $625 | $2,173-71.2% | $2,837-78.0% | $2,597-75.9% |
| Participant deferral / active EE | $3,754 | $3,779-0.7% | $4,656-19.4% | $4,028-6.8% |
| Admin fee / account holder | $925 | $6,110-84.9% | $7,492-87.7% | $5,403-82.9% |