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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,245 | $70,366+72.3% | $66,674+81.8% | $138,895-12.7% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 12.17% | 386.41%-374.2pp | 321.24%-309.1pp | 145.39%-133.2pp |
| Employer contribution / active EE | $1,446 | $2,765-47.7% | $2,620-44.8% | $4,194-65.5% |
| Participant deferral / active EE | $1,846 | $4,374-57.8% | $4,084-54.8% | $6,396-71.1% |
| Admin fee / account holder | $1,000 | $5,262-81.0% | $5,098-80.4% | $12,562-92.0% |