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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,120 | $92,743+14.4% | $82,744+28.3% | $134,532-21.1% |
| Participation rate | 53.3% | 75.2%-21.9pp | 72.6%-19.2pp | 81.2%-27.9pp |
| Annual return | -16.61% | 946.63%-963.2pp | 702.22%-718.8pp | 418.27%-434.9pp |
| Employer contribution / active EE | $1,106 | $3,273-66.2% | $3,008-63.2% | $4,741-76.7% |
| Participant deferral / active EE | $1,417 | $4,802-70.5% | $4,395-67.8% | $6,401-77.9% |
| Admin fee / account holder | $1,282 | $5,977-78.6% | $5,325-75.9% | $11,429-88.8% |